Step: Bank & Build Credit

Step is your free credit building app for young adults. Build credit, enjoy 4% savings & earn up to 8% cashback—start boosting your financial future.
Your go-to free banking app for better credit, better savings, and better rewards. You can get up to 8% cashback and build credit with Step Black and the Step Visa Card – with no risk of overdrafting. Plus, earn 4.00% on your FDIC-insured savings and cash in on $500 in annual perks that let you do more for less. Join over 5+ million people who trust Step to help them build credit. This is banking the way it should be.

¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.